With Canada Day on July 1st and Independence Day on the 4th, I can only hope that means most folks in both countries are recognizing and celebrating their good fortune to live in independent, democratic nations this week, because we are truly very fortunate.

Hardly a week goes by that I don't think of how very lucky I am simply to have been born in a place like Canada, where we are at liberty to live as we choose with only the most modest constraints to ensure that everyone enjoys the same freedoms.

Personal freedom is the great thing accorded to us, yet financial freedom is still elusive for many in our respective countries.

If you're frustrated by a lack of financial independence, I invite you to read “Declare Your Own Independence Day“, in which I discuss the true meaning of financial independence and a number of factors that can thwart your efforts to achieve it.

Happy Independence Day!